Interactive Brokers fees explained
Interactive Brokers charges $0.005 · min $1 on US stocks and 0.002% for currency conversion.
A typical $10,000 portfolio with 12 trades a year costs about $0/year in unconditional fees.
Verified 2026-06-30 against the broker's official pricing page.
What Interactive Brokers charges, fee by fee
Only verified numbers — each with its source and verification date
What you'll actually pay
Estimated all-in annual cost on a $10,000 portfolio with 24 stock trades and one $10k FX conversion. Inactivity and custody not included unless you trigger them.
- Stock commissions
- Free
- FX markup
- $0.02
- Custody
- Free
- Stock commissions
- Free
- FX markup
- $0.20
- Custody
- Free
- Stock commissions
- Free
- FX markup
- $2.00
- Custody
- Free
Interest on uninvested cash
What the broker pays on money sitting in your account between trades. Rates are variable and verified against the broker's own page.
From $10,000
IBKR Pro (benchmark minus 0.5%); no interest on the first $10k, blended rate reaches full above NAV $100k
From €10,000
IBKR Pro (benchmark minus 0.5%)
From £8,000
IBKR Pro (benchmark minus 0.5%)
Rate tracks the IBKR benchmark; IBKR Lite pays roughly 1% less. No interest on the first $10k equivalent. Cash is SIPC-covered, not FDIC.
Verified 2026-07-01 · broker source →
Fine print that changes the math
- IBKR Pro Fixed plan; Pro Tiered ($0.0035/sh min $0.35) and Lite ($0.002/sh, US residents only) also available
- Rate tracks the IBKR benchmark; IBKR Lite pays roughly 1% less. No interest on the first $10k equivalent. Cash is SIPC-covered, not FDIC.
Frequently asked questions
How much does Interactive Brokers charge per trade?
Does Interactive Brokers have hidden fees?
What is Interactive Brokers's currency conversion fee?
Does Interactive Brokers charge an inactivity fee?
How we verified this review
Every fact below is verified against primary sources. We refresh on a schedule and on reader feedback.