Interactive Brokers vs XTB
Detailed side-by-side broker comparison
Overview
Interactive Brokers
XTB
Fees & Commissions
| Interactive Brokers | XTB | |
|---|---|---|
| Commission per trade | $1 | Free |
| Commission % | 0.005% | Free |
| Annual custody fee | Free | Free |
| Inactivity fee | Free | $10 |
| Withdrawal fee | Free | Free |
| FX markup | 0.002% | 0.5% |
| Deposit fee | Free | Free |
| ETF commission | $1 | Free |
| Min. monthly commission | Free | Free |
Instruments & Markets
Both offer
Only in Interactive Brokers
Only in XTB
Trading Platforms
Only in Interactive Brokers
Only in XTB
Pros & Cons
Interactive Brokers
Pros
- Zero minimum deposit
- Access to 135+ markets globally
- Very low commissions
Cons
- Complex interface for beginners
- Inactivity fee for small accounts
XTB
Pros
- Zero commission on stocks & ETF up to $100k/month
- User-friendly platform
- Educational resources
Cons
- Primarily CFD broker
- Limited market access vs full-service brokers
Verdict
Both Interactive Brokers and XTB are regulated brokers offering access to global financial markets. However, they differ significantly in fees, available instruments, and minimum deposit requirements. Below is our expert assessment to help you make an informed decision.
Interactive Brokers
Interactive Brokers is best suited for traders who prioritize stronger regulation. With a minimum deposit of $0 and 6 asset classes, it offers enhanced investor protection and regulatory oversight.
Choose Interactive Brokers if you value stronger regulation.
XTB
XTB is best suited for traders who prioritize lower fees. With a minimum deposit of $0 and 6 asset classes, it offers a cost-effective solution for active traders.
Choose XTB if you value lower fees.
Ultimately, the best choice depends on your trading style, budget, and preferred instruments. We recommend using our Broker Quiz for a personalized recommendation.
Not sure which broker to choose?
Take the Broker QuizFAQ
Which broker has lower fees — Interactive Brokers or XTB?
Based on our comparison of trading commissions, custody fees, and other charges, XTB generally offers lower fees. However, the exact cost depends on your trading volume and preferred instruments.
Which broker offers more instruments — Interactive Brokers or XTB?
Interactive Brokers provides access to 6 asset classes, compared to 6 at XTB. If market variety is important to you, Interactive Brokers is the better choice.
Which broker is more reliable — Interactive Brokers or XTB?
Both brokers are regulated. Interactive Brokers holds a SEC/FCA license, while XTB is licensed by FCA/KNF. Both offer investor compensation schemes, so your funds are protected under EU regulations.
What is the minimum deposit for Interactive Brokers and XTB?
The minimum deposit for Interactive Brokers is $0, and for XTB it is $0. If you're just starting out, the broker with the lower requirement may be a better fit.