Tickmill vs XTB
XTB offers real stocks zero-commission below €100k/mo turnover; Tickmill is CFD-only even on equities. For owning the actual security (dividends, voting, FATCA), XTB is the only choice in this pair. Tickmill makes sense only if you specifically want FCA-regulated FX raw-spread accounts. Our pick for any stock-and-ETF investing: XTB. For FX-only retail: Tickmill.
Editor: Kyrylo Vasyliev
Tickmill (FCA/CySEC, minimum deposit €100) and XTB (FCA/KNF, minimum deposit £0) are two regulated brokers competing for retail investors in the CIS and EU markets. This comparison is built from verified data on fees, available instruments, trading platforms and country access — so you can see exactly where each broker wins before you open an account.
Across 1 fee categories Tickmill and XTB split wins roughly evenly — the cheaper option depends on your specific trading pattern (stocks vs ETFs, frequency, currency). On asset class coverage XTB is ahead with 6 instrument categories versus 4 at Tickmill — relevant if you plan to diversify beyond stocks into bonds, ETFs, commodities or crypto.
If entry budget matters, XTB is more accessible with a minimum deposit of £0. Tickmill supports 3 trading platforms, XTB supports 2 — check the platforms section below to confirm your preferred terminal is available.
Trust dimensions side by side
Where it's safer
Five trust dimensions per our methodology. The further from the centre — the stronger. The dashed line is our fixed reference level, the same on every axis.
XTB leads on the combined score — 100/100 vs 83/100. Our fixed reference line is 72.
Overview
XTB leads with 5 out of 9 objective metrics. On fees specifically, wins 0 of 1 categories.
Fees & Commissions
Fee scenario
Approximate — based on verified fees only. Per-share commissions assume a $50 share price. Real costs depend on instrument, currency conversion and individual trade size.
Instruments & Markets
700+ instruments · 6k+ instrumentsRegulators & investor protection
- FCA—United Kingdom
- CySEC—Cyprus (EU)
- FSA Seychelles—Seychelles
- Additional licences on file: FSCA.
- FCA—United Kingdom
- KNF—Poland (EU)
- CySEC—Cyprus (EU)
- Additional licences on file: DFSA, FSC Belize.
Both brokers operate under Tier-1 jurisdictions, so regulatory oversight strength is comparable.
Account & Support
Tickmill
XTB
Pros & Cons
Tickmill
- FCA-regulated Raw accounts with raw spreads (EURUSD ~0.1 pip)
- 24/5 trading + phone support in multiple languages (en, ru, de, es, pl)
- Fast withdrawals — cards typically same-day, wire 1-3 days
- Negative balance protection
- Direct access to US stocks
- CFD-only — does NOT offer real stocks, ETFs or bonds despite 'Stock CFDs' branding
- High-leverage retail accounts (1:500) under offshore FSA Seychelles
- No proprietary platform — MT4 / MT5 only
- Compensation caps at €20,000 — below FCA (£85k) / SIPC ($500k)
- CFD-only (no direct exchange access)
XTB
- Zero commission on real stocks & ETFs below €100,000 monthly turnover
- WSE-listed public company (XTB SA, ticker XTB) — quarterly financial disclosures
- xStation 5 proprietary platform — single-app for stocks + CFD + FX
- Licensed companies in Poland (KNF), the UK (FCA) and Cyprus (CySEC)
- Wide instrument selection (6k+)
- Above-threshold pricing aggressive: 0.2% commission with a 10 EUR minimum
- No options or futures — derivatives are CFD-only
- Demo expires after 30 days of inactivity
Who each broker is for
Verdict
Both Tickmill and XTB are regulated brokers offering access to global financial markets. However, they differ significantly in fees, available instruments, and minimum deposit requirements. Below is our expert assessment to help you make an informed decision.
Choose Tickmill if you want stronger regulation.
Choose XTB if you want more instruments, lower entry barrier, fractional shares.
- Just starting outXTB· lower entry barrier
- Active tradingXTB· more instruments, raw spreads, faster withdrawals
- Advanced / professionalXTB· more exchanges, more account currencies
Ultimately, the best choice depends on your trading style, budget, and preferred instruments. We recommend using our Broker Quiz for a personalized recommendation.
Frequently asked questions
Common questions about this comparison and how to use it.