What it actually takes to start with XTB
The advertised minimum is one number, and it is rarely the only one that binds. This page carries the threshold XTB Limited (UK, FCA FRN 522157) publishes, in the currency it publishes it in, together with the two figures that usually get left out: whether the threshold changes with the account you open, and what it takes to get money back out again.
Which entity and which account this covers
Applies to XTB Limited, the UK entity, whose fee table and help centre are the source. Other XTB entities publish the same zero but different neighbouring figures — XTB S.A. in Poland puts free withdrawals above EUR 100 and XTB International in Belize above USD 50, against GBP 1.00 as the minimum stock order here. Which entity holds the contract for a reader in the EU or the CIS was not established.
What is the minimum deposit at XTB?
£0
XTB Limited (UK, FCA FRN 522157) sets no threshold of its own. That is a real answer, not a marketing one, but it is not the whole answer:
What still applies: The zero is real and applies to both the Invest and the CFD account, and XTB publishes no payment-method floor of its own. What does bind is the order rather than the deposit: the same fee table puts the minimum investment value on stocks at GBP 1.00, so a smaller balance funds an account you cannot buy anything from.
“There is no minimum deposit amount - you can fund your account with any amount.”
What is the minimum you can withdraw from XTB?
£0. This is a separate floor from the deposit threshold, and on a small balance it is the one that binds — money can go in below it and not come back out.
“There is no minimum withdrawal amount - you can withdraw any sum available in your account.”
Verified 2026-09-08 · Source page
Frequently asked questions
What is the minimum deposit at XTB?
What is the minimum you can withdraw from XTB?
How we verified this review
Every fact below is verified against primary sources. We refresh on a schedule and on reader feedback.