DEGIRO vs eToro
Detailed side-by-side broker comparison
DEGIRO (BaFin, minimum deposit $0) and eToro (FCA/CySEC, minimum deposit $50) are two regulated brokers competing for retail investors in the CIS and EU markets. This comparison is built from verified data on fees, available instruments, trading platforms and country access — so you can see exactly where each broker wins before you open an account.
Across 9 fee categories we track, DEGIRO comes out cheaper in 2, while eToro wins only 0. For active traders this gap compounds over time — commission, FX markup and custody fees are the three that hurt portfolio returns the most. Both brokers offer access to 5 instrument categories, so asset coverage is not a differentiator here.
Both brokers have similar entry requirements, so the decision comes down to fees and instruments. DEGIRO supports 2 trading platforms, eToro supports 2.
Trust dimensions side by side
Where it's safer
Five trust dimensions per our methodology. The further from the centre — the stronger. Dashed line is the industry median.
eToro leads on the combined score — 93/100 vs 75/100. Industry median is 72.
Overview
DEGIRO leads with 3 out of 9 objective metrics. On fees specifically, DEGIRO wins 2 of 9 categories.
Fees & Commissions
Fee scenario
Approximate — based on listed fees only. Real costs depend on instrument, currency conversion and individual trade size.
Instruments & Markets
800k+ instruments · 3k+ instrumentsRegulators & investor protection
- BaFin—Germany
- Additional licences on file: AFM/DNB.
- FCA—United Kingdom
- CySEC—Cyprus (EU)
- ASIC—Australia
Both brokers operate under Tier-1 jurisdictions, so regulatory oversight strength is comparable.
Account & Support
DEGIRO
eToro
Pros & Cons
DEGIRO
- Publicly-listed parent — full annual report transparency
- €2.00 per trade for EU and US stocks — among the lowest in EU retail
- Real assets only — no CFDs in the account
- Strong Trustpilot rating (4.1★)
- Wide instrument selection (800k+)
- Not available in CIS countries — EU/UK residents only
- No fractional shares — each position requires the full share price
- Platform UI has not kept pace with newer entrants
- No negative balance protection
- No fractional shares
eToro
- 0% commission on ETFs — no threshold, no monthly cap
- Copy trading and Smart Portfolios — one-click diversified exposure
- Fractional shares from $10 — access any stock regardless of price
- Available in Kazakhstan, Ukraine, Georgia, Turkey and Uzbekistan
- Strong Trustpilot rating (4.1★)
- 0.75% FX conversion markup on every trade for non-USD investors
- $5 withdrawal fee (USD accounts) + real stocks cost $1/open + $1/close
- Social feed can obscure fundamental analysis
- Slow wire withdrawals (3-8 days)
Who each broker is for
Verdict
Both DEGIRO and eToro are regulated brokers offering access to global financial markets. However, they differ significantly in fees, available instruments, and minimum deposit requirements. Below is our expert assessment to help you make an informed decision.
Choose DEGIRO if you want lower fees, lower entry barrier, faster withdrawals.
Choose eToro if you want negative balance protection, an unlimited demo, fractional shares.
- Just starting outeToro· lower entry barrier, an unlimited demo, faster KYC
- Active tradingDEGIRO· lower fees, faster withdrawals
- Advanced / professionalDEGIRO· more exchanges
Ultimately, the best choice depends on your trading style, budget, and preferred instruments. We recommend using our Broker Quiz for a personalized recommendation.
Frequently asked questions
Common questions about this comparison and how to use it.