DEGIRO vs eToro
Both EU/UK-only (most CIS excluded). DEGIRO is the low-cost workhorse — €2 per US trade and €4.90 on most EU exchanges, full shares, options and futures, BaFin oversight with €100,000 cash and €20,000 securities cover — but a dated UI and no fractional shares. eToro is mobile-first with zero-commission ETFs, fractional shares and CopyTrader, at the cost of a 0.75% FX fee and $5 withdrawals from a USD account. Our pick for cost-conscious buy-and-hold: DEGIRO. For fractional/social beginners who rarely convert currency: eToro.
Editor: Kyrylo Vasyliev
DEGIRO (BaFin, minimum deposit €0.01) and eToro (FCA/CySEC, minimum deposit $50) are two regulated brokers competing for retail investors in the CIS and EU markets. This comparison is built from verified data on fees, available instruments, trading platforms and country access — so you can see exactly where each broker wins before you open an account.
Across 4 fee categories DEGIRO and eToro split wins roughly evenly — the cheaper option depends on your specific trading pattern (stocks vs ETFs, frequency, currency). Both brokers offer access to 5 instrument categories, so asset coverage is not a differentiator here.
Both brokers have similar entry requirements, so the decision comes down to fees and instruments. DEGIRO supports 2 trading platforms, eToro supports 2.
Trust dimensions side by side
Where it's safer
Five trust dimensions per our methodology. The further from the centre — the stronger. The dashed line is our fixed reference level, the same on every axis.
eToro leads on the combined score — 100/100 vs 75/100. Our fixed reference line is 72.
Overview
DEGIRO and eToro split the 9 objective metrics evenly. The right pick depends on your priorities — see the breakdown below.
Fees & Commissions
Fee scenario
Approximate — based on verified fees only. Per-share commissions assume a $50 share price. Real costs depend on instrument, currency conversion and individual trade size.
Instruments & Markets
800k+ instruments · 3k+ instrumentsRegulators & investor protection
- BaFin—Germany
- Additional licences on file: AFM/DNB.
- FCA—United Kingdom
- CySEC—Cyprus (EU)
- ASIC—Australia
- FSA Seychelles—Seychelles
Both brokers operate under Tier-1 jurisdictions, so regulatory oversight strength is comparable.
Account & Support
DEGIRO
eToro
Pros & Cons
DEGIRO
- Publicly-listed parent — full annual report transparency
- €2 per US stock trade, €4.90 on most European exchanges
- Real assets only — no CFDs in the account
- Strong Trustpilot rating (4.4★)
- Wide instrument selection (800k+)
- Not available in CIS countries — EU/UK residents only
- No fractional shares — each position requires the full share price
- Platform UI has not kept pace with newer entrants
- Compensation caps at €20,000 — below FCA (£85k) / SIPC ($500k)
- No negative balance protection
eToro
- 0% commission on ETFs — no threshold, no monthly cap
- Copy trading and Smart Portfolios — one-click diversified exposure
- Fractional shares from $10 — access any stock regardless of price
- Strong Trustpilot rating (4★)
- Negative balance protection
- 0.75% FX conversion markup on every trade for non-USD investors
- $5 withdrawal fee (USD accounts) + real stocks cost $1/open + $1/close
- Social feed can obscure fundamental analysis
- Slow wire withdrawals (3-8 days)
Who each broker is for
Verdict
Both DEGIRO and eToro are regulated brokers offering access to global financial markets. However, they differ significantly in fees, available instruments, and minimum deposit requirements. Below is our expert assessment to help you make an informed decision.
Choose DEGIRO if you want a stronger Trustpilot rating, faster withdrawals.
Choose eToro if you want negative balance protection, an unlimited demo, fractional shares.
- Just starting outeToro· an unlimited demo, faster KYC
- Active tradingDEGIRO· faster withdrawals
- Advanced / professionalDEGIRO· more exchanges
Ultimately, the best choice depends on your trading style, budget, and preferred instruments. We recommend using our Broker Quiz for a personalized recommendation.
Frequently asked questions
Common questions about this comparison and how to use it.