What it actually takes to start with DEGIRO
The advertised minimum is one number, and it is rarely the only one that binds. This page carries the threshold flatexDEGIRO Bank SE (Germany, BaFin and Bundesbank) publishes, in the currency it publishes it in, together with the two figures that usually get left out: whether the threshold changes with the account you open, and what it takes to get money back out again.
Which entity and which account this covers
Applies to flatexDEGIRO Bank SE, trading as DEGIRO, from its own fee page. The figure previously shown here was zero, which is not what the broker says: it names one cent, and the same cent as the minimum withdrawal. The condition around it is the part worth knowing — funding is by SEPA transfer in euro from a bank account in your own name that DEGIRO has already verified, and linking that account requires a verification payment whose own minimum is 0.01 EUR. The Dutch fee page carries the identical pair, so the threshold does not change with the country you open from.
What is the minimum deposit at DEGIRO?
€0.01
€0.01 at flatexDEGIRO Bank SE (Germany, BaFin and Bundesbank). That is the threshold for funding an account — not a minimum order size and not a promotional figure, both of which are different numbers that get quoted as this one.
“The minimum amount you can deposit and withdraw is €0.01, giving you full control over your money.”
What is the minimum you can withdraw from DEGIRO?
€0.01. This is a separate floor from the deposit threshold, and on a small balance it is the one that binds — money can go in below it and not come back out.
“Min. withdrawal €0.01”
Verified 2026-09-08 · Source page
Frequently asked questions
What is the minimum deposit at DEGIRO?
What is the minimum you can withdraw from DEGIRO?
How we verified this review
Every fact below is verified against primary sources. We refresh on a schedule and on reader feedback.