Trading 212 fees explained
Trading 212 charges Free on US stocks and 0.15% for currency conversion.
A typical $10,000 portfolio with 12 trades a year costs about $15/year in unconditional fees.
Verified 2026-06-30 against the broker's official pricing page.
What Trading 212 charges, fee by fee
Only verified numbers — each with its source and verification date
Verified 2026-08-21 against the broker's official pricing page.
Verified 2026-09-03 against the broker's official pricing page.
What you'll actually pay
Estimated all-in annual cost on a $10,000 portfolio with 24 stock trades and one $10k FX conversion. Inactivity and custody not included unless you trigger them.
- Stock commissions
- Free
- FX markup
- $1.50
- Custody
- Free
- Stock commissions
- Free
- FX markup
- $15.00
- Custody
- Free
- Stock commissions
- Free
- FX markup
- $150.00
- Custody
- Free
Interest on uninvested cash
What the broker pays on money sitting in your account between trades. Rates are variable and verified against the broker's own page.
Pays interest on cash — rate varies
The broker pays interest on uninvested cash, but the live rate changes frequently. Check the current figure on the broker's page before relying on it.
Pays interest on uninvested cash, held either in banks or in qualifying money-market funds — no minimum or maximum, on every account type including ISA, Cash ISA, Invest, SIPP and CFD. Interest is calculated daily at 22:00 GMT and paid out the same night. The live rate is variable and published on trading212.com (not stored here to avoid a stale figure).
Verified 2026-08-21 · broker source →
Fine print that changes the math
- 0% on stocks and ETFs (Invest and ISA accounts). FX conversion max 0.15% at live interbank rate. Card deposits above €2,000 cumulative: 0.7% fee.
- Pays interest on uninvested cash, held either in banks or in qualifying money-market funds — no minimum or maximum, on every account type including ISA, Cash ISA, Invest, SIPP and CFD. Interest is calculated daily at 22:00 GMT and paid out the same night. The live rate is variable and published on trading212.com (not stored here to avoid a stale figure).
Frequently asked questions
How much does Trading 212 charge per trade?
Does Trading 212 have hidden fees?
What is Trading 212's currency conversion fee?
Does Trading 212 charge an inactivity fee?
Does Trading 212 charge deposit fees?
How we verified this review
Every fact below is verified against primary sources. We refresh on a schedule and on reader feedback.