What happens when Trading 212 margin-calls you
Leverage is not what ruins an account — the forced sale at the bottom is. This page records what Trading 212 is contractually allowed to do to your positions, taken from the document Trading 212 Markets Ltd (Cyprus, CySEC 398/21) publishes, not from marketing copy.
Who and what this policy covers
Applies to Trading 212 Markets Ltd CFD Terms, regulated by CySEC. Trading 212 also runs a separate UK FCA entity, which this document does not cover. Negative balance protection is provided to retail CFD clients.
“The provisions under Clause 8.4. shall apply when the shortage of funds exceeds 50% of the margin required, and all of your open positions shall be closed one by one or simultaneously.”
Does Trading 212 warn you before closing your positions?
Partly. Trading 212 Markets Ltd (Cyprus, CySEC 398/21) closes retail positions automatically at the regulated threshold; the close-out is a rule, not a discretionary call from a dealer.
At what level does Trading 212 start closing positions?
At 50% of the required margin — and that is not Trading 212 Markets Ltd (Cyprus, CySEC 398/21)'s choice. It is the level regulators mandate for retail accounts, so every EU-regulated broker uses the same number. It is not a point of difference between brokers.
Can you lose more than you deposited with Trading 212?
Not as a retail client of Trading 212 Markets Ltd (Cyprus, CySEC 398/21) — negative balance protection caps your loss at the account balance. That protection is tied to retail classification: if you ask to be reclassified as a professional client, it goes away.
One qualification: Trading 212 Markets Ltd grants this protection to retail CFD clients specifically; the source document is its CFD Terms, which do not cover anything held outside CFD trading.
Verified 2026-08-31 · Source document
Frequently asked questions
Does Trading 212 warn you before closing your positions?
At what level does Trading 212 start closing positions?
Can you lose more than you deposited with Trading 212?
How we verified this review
Every fact below is verified against primary sources. We refresh on a schedule and on reader feedback.