Admirals vs DEGIRO
Detailed side-by-side broker comparison
Admirals (CySEC/FCA, minimum deposit $100) and DEGIRO (BaFin, minimum deposit $0) are two regulated brokers competing for retail investors in the CIS and EU markets. This comparison is built from verified data on fees, available instruments, trading platforms and country access — so you can see exactly where each broker wins before you open an account.
Across 9 fee categories we track, DEGIRO comes out cheaper in 3, while Admirals wins only 0. For active traders this gap compounds over time — commission, FX markup and custody fees are the three that hurt portfolio returns the most. On asset class coverage Admirals is ahead with 7 instrument categories versus 5 at DEGIRO — relevant if you plan to diversify beyond stocks into bonds, ETFs, commodities or crypto.
Both brokers have similar entry requirements, so the decision comes down to fees and instruments. Admirals supports 3 trading platforms, DEGIRO supports 2.
Trust dimensions side by side
Where it's safer
Five trust dimensions per our methodology. The further from the centre — the stronger. Dashed line is the industry median.
Admirals leads on the combined score — 93/100 vs 75/100. Industry median is 72.
Overview
Admirals leads with 4 out of 9 objective metrics. On fees specifically, DEGIRO wins 3 of 9 categories.
Fees & Commissions
Fee scenario
Approximate — based on listed fees only. Real costs depend on instrument, currency conversion and individual trade size.
Instruments & Markets
8k+ instruments · 800k+ instrumentsRegulators & investor protection
- CySEC—Cyprus (EU)
- FCA—United Kingdom
- ASIC—Australia
- BaFin—Germany
- Additional licences on file: AFM/DNB.
Both brokers operate under Tier-1 jurisdictions, so regulatory oversight strength is comparable.
Account & Support
Admirals
DEGIRO
Pros & Cons
Admirals
- Invest.MT5 = real shares, not CFD wrapper — $0.02/share with $1 min on US stocks
- Multi-license coverage (CySEC 201/13 EU + FCA UK + ASIC AU + JSC Estonia)
- Established 2001 — 25-year track record without licence suspensions on record
- Unlimited demo accounts — paper-trade strategies for months without expiry
- Strong Trustpilot rating (4.2★)
- Fragmented account structure: Invest.MT5 (shares) and Trade.MT5 (CFD) are separate accounts
- MT5 platform learning curve — proprietary UI is dated
- Inactivity fee €10/mo after 24 months of no activity
- Google Play mobile rating 3.5 — well below industry norm (4.5+)
- Compensation caps at €20,000 — below FCA (£85k) / SIPC ($500k)
DEGIRO
- Publicly-listed parent — full annual report transparency
- €2.00 per trade for EU and US stocks — among the lowest in EU retail
- Real assets only — no CFDs in the account
- Strong Trustpilot rating (4.1★)
- Wide instrument selection (800k+)
- Not available in CIS countries — EU/UK residents only
- No fractional shares — each position requires the full share price
- Platform UI has not kept pace with newer entrants
- No negative balance protection
- No fractional shares
Who each broker is for
Verdict
Both Admirals and DEGIRO are regulated brokers offering access to global financial markets. However, they differ significantly in fees, available instruments, and minimum deposit requirements. Below is our expert assessment to help you make an informed decision.
Choose Admirals if you want more instruments, negative balance protection, an unlimited demo.
Choose DEGIRO if you want lower fees, lower entry barrier.
- Just starting outAdmirals· lower entry barrier, an unlimited demo, faster KYC
- Active tradingEither works
- Advanced / professionalDEGIRO· more exchanges
Ultimately, the best choice depends on your trading style, budget, and preferred instruments. We recommend using our Broker Quiz for a personalized recommendation.
Frequently asked questions
Common questions about this comparison and how to use it.